作者: Martin F. Grace

Martin F. Grace is professor of risk management and insurance at the Robinson College of Business at Georgia State University and associate director of the Center for Risk Management and Insurance Research. A former president of the Risk Theory Society, he has published widely on the efficiency of insurance firms, insurance taxation, optimal regulation of insurance in a federal system, and solvency regulation. Robert W. Klein is director of the Center for Risk Management and Insurance Research and associate professor of risk management and insurance at the Robinson College of Business at Georgia State University. He previously served as the director of research for the National Association of Insurance Commissioners. He has written numerous articles, books, and monographs on insurance and insurance regulation and has testified frequently at legislative and regulatory hearings on issues affecting insurance consumers and the industry.