Randy Johnson 
How to Save Thousands of Dollars on Your Home Mortgage [PDF ebook] 

الدعم

Find The Home Mortgage That’s Right For You
Finding the right mortgage can be complex, confusing, and
frustrating. But that doesn’t mean you have to settle for anything
other than the terms you want. This indispensable and newly updated
second edition of How to Save Thousands of Dollars on Your Home
Mortgage spells out everything mortgage hunters need to know in
clear and accessible terms. It covers more loan alternatives than
any other book and examines the importance of discount points. It
offers complete details on virtually every mortgage option
currently available, what advantages each option offers, how to
choose the right one for your needs, and how to save money in the
process. New information in this edition will help you use the
Internet to find a home and get a mortgage, examine automated
underwriting models and conforming loan limits, and weigh new
shopping strategies. Easy-to-read charts and graphs, helpful sample
forms, and numerous examples will help you understand:
* First-time buyers programs
* APR, buy-downs, reverse mortgages, accelerated payoffs, and zero
point loans
* Refinancing strategies
* Closing costs, lender fees, and other expenses
* How to dispute credit report errors and fix credit problems
* How to use the Internet for loan analysis

€21.99
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قائمة المحتويات

Foreword.
Introduction.
PART 1: BACKGROUND.
The Structure of the Mortgage Industry.
How Lenders Influence Borrowers’ Choices.
How Lenders Market Loans.
How to Choose the Right Loan.
KEY POINTS.
For First-Time Home Buyers.
PART 2: CHOOSING A LENDER AND GETTING APPROVED.
Qualifying 101.
Credit.
Bank, S&L, or Broker?
Shopping for a Loan and Negotiating with a Lender.
APR, Buy-Downs, and Discount Points.
What to Do When You Run into a Problem.
QUALIFYING PROBLEMS.
PART 3: LOCKING AND CLOSING.
How Lenders Can Cheat Their Customers.
Closing Costs, Lender Fees, and Other Fees.
PART IV: ADVANCED TOPICS.
Qualifying 201.
Refinancing.
Fifteen-Year Loans and Accelerated Payoffs.
Equity Lines, Seconds, and Reverse Mortgages.
No-Cost and Zero-Cost Loans.
Technology: The Internet and Software.
THE MORTGAGE INDUSTRY ON-LINE.
Epilogue: On the Need for Reform and Other Thoughts.
Appendix.
Glossary.
Index.

عن المؤلف

RANDY JOHNSON is President of Independence Mortgage Company and has personally originated over $600 million in residential loans. He is also the author of How to Find a Home and Get a Mortgage on the Internet, available from Wiley. Visit his Web site at www.loan-wolf.com.

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لغة الإنجليزية ● شكل PDF ● صفحات 304 ● ISBN 9780471421153 ● حجم الملف 1.2 MB ● الناشر John Wiley & Sons ● نشرت 2002 ● الإصدار 2 ● للتحميل 24 الشهور ● دقة EUR ● هوية شخصية 2456424 ● حماية النسخ Adobe DRM
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