Are you considering filing for Chapter 13 bankruptcy? Use this plain-English guide to decide if a Chapter 13 case is right for you. Chapter 13 Bankruptcy explains how the process works, which debts will get discharged at the end of your bankruptcy case, how much you’ll pay through your plan, and what you’ll have to do to keep your home and car.
Also, this book provides the knowledge you’ll need to:
determine how much you’ll pay on each of your debts
calculate your monthly plan payment
find the right lawyer, and
rebuild your credit after bankruptcy.
The newest edition contains legal updates, state-specific bankruptcy charts, examples using the newly revised official bankruptcy forms, and more.
Table of Content
Part 1: Is Chapter 13 Right for You?
1.How Chapter 13 Works
2.The Automatic Stay
3. Are You Eligible to Use Chapter 13?
4. Do You Have to Use Chapter 13?
5. Can You Propose a Plan the Judge Will Approve?
6. Making the Decision
Part II: Filing for Chapter 13 Bankruptcy
7. Complete Your Bankruptcy Forms
8. The Chapter 13 Plan
9. Filing the Bankruptcy Case
10. Handling Routine Matters After You File
Part III: Making Your Plan Work
11. Common Legal Issues
12. Carrying Out Your Plan
13. If You Cannot Complete Your Plan
14. Life After Bankruptcy
Part IV: Help Beyond the Book
15. Hiring and Working With a Lawyer
16. Legal Research
Glossary
Appendixes
A: State and Federal Exemption Charts
B: Chart and Sample Forms
Index
About the author
Cara O’Neill is a bankruptcy attorney in Northern California and a legal editor with Nolo. She has been practicing law in California for over 20 years and is the coauthor of Nolo’s How to File for Chapter 7 Bankruptcy, and Nolo’s Money Troubles and Credit Repair.
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