Sound personal money management advice with insights for today’s world
Personal Finance For Dummies has been tackling financial literacy for 30 years. This tenth edition continues to share the sound advice that’s helped millions of readers become financially literate while demystifying the money matters of the current era. Get familiar with the financial pillars of earning, saving, investing, borrowing, budgeting, and protecting your assets. Dig into modern concerns like navigating the housing market, weathering the highs and lows of an unpredictable market, evaluating new stuff like cryptocurrency, and budgeting to achieve your financial goals. Take the anxiety out of money matters by building a solid financial plan, learning to spend and invest wisely, and managing your debt. Follow the advice that’s helped readers for three decades!
* Become financially literate so you can minimize debt and set realistic goals
* Learn the basics of investing and start making smart investment choices
* Demystify insurance so you can protect your health and your assets
* Control your spending and build better budgets so you can afford the big stuff
Personal Finance For Dummies offers sound advice for all ages and levels of personal money management. It’s never too early or too late to start making sense of your finances.
Table of Content
Introduction 1
Part 1: Getting Started with Personal Finance 5
CHAPTER 1: Embracing Financial Literacy 7
CHAPTER 2: Establishing a Financial Foundation 21
CHAPTER 3: Measuring Your Financial Health 31
CHAPTER 4: Establishing and Achieving Goals 51
Part 2: Spending Less, Saving More 73
CHAPTER 5: Managing Where Your Money Goes 75
CHAPTER 6: Dealing with Debt 87
CHAPTER 7: Reducing Your Spending 105
CHAPTER 8: Managing and Reducing Your Taxes 135
Part 3: Building Wealth through Investing 159
CHAPTER 9: Considering Important Investment Concepts 161
CHAPTER 10: Understanding Your Investment Choices 189
CHAPTER 11: Investing in Funds 211
CHAPTER 12: Investing in Retirement Accounts 227
CHAPTER 13: Investing in Taxable Accounts 249
CHAPTER 14: Investing for Educational Expenses 263
CHAPTER 15: Investing in Real Estate: Your Home and Beyond 277
Part 4: Insurance: Protecting What You Have 317
CHAPTER 16: Insurance: Getting What You Need at the Best Price 319
CHAPTER 17: Insurance on You: Life, Disability, and Health 337
CHAPTER 18: Covering Your Assets 363
Part 5: Where to Go for More Help 377
CHAPTER 19: Working with Financial Planners 379
CHAPTER 20: Using Technology to Manage Your Money 397
CHAPTER 21: Consuming Financial Content 411
Part 6: The Part of Tens 419
CHAPTER 22: Survival Guide for Ten Life Changes 421
CHAPTER 23: Ten Tactics to Thwart Identity Theft and Fraud 437
Glossary 443
Index 457
About the author
Eric Tyson is a nationally recognized personal finance counselor, writer, and lecturer. He has been featured in hundreds of press outlets, including Newsweek, The Wall Street Journal, Los Angeles Times, Chicago Tribune, Forbes, and Money. He has appeared on NBC’s Today Show, ABC, CNBC, PBS Nightly Business Report, and CNN.