Elizabeth Lane 
His Substitute Bride [EPUB ebook] 

A wife worth waiting for…Dashing – but cynical – Quint Seavers lives for danger. A past betrayal has made him wary about love, and he has no idea that independent, practical Annie Gustavson holds a secret long-time passion for him. Nor does he realise that the only reason Annie has travelled to San Francisco is to win his love – or walk away for ever.When disaster strikes the city, Annie’s courage and determination match his own – and suddenly Quint knows that she is exactly what’s been missing in his life all along…