Discover the power of simplicity in the quest for financial empowerment
In Simple Secrets to Becoming a Saving Whiz: Stop Feeling Overwhelmed, Take Control of Your Money, and Create the Lifestyle You Want, veteran financial educator Gina Zakaria delivers a compelling discussion of leveraging simplicity to approach personal finance. You’ll learn to create momentum and foster financial empowerment as you reach successive, intentional milestones that build your sense of progress and accomplishment.
The author shares her own personal debt story and how she accumulated over $105, 000 in credit card debt through tiny, seemingly insignificant, actions. She also demonstrates how equally small steps–when taken intentionally–can help you climb your way out of debt and into a place of financial security. You’ll also find:
* Strategies for breaking down your goals into subgoals that can be easily accomplished
* Grocery budgeting tips, along with simple shopping strategies, home systems, and effective routines for saving money with food and meal prep
* Methods for understanding the basics of bills, bill saving strategies, and debt savings using the author’s popular ‘3A Method’
An essential and effective resource for anyone interested in improving their financial outlook, Simple Secrets to Becoming a Saving Whiz is perfect for everyone who hopes to save more money, budget better, and make real, measurable changes to their personal financial habits.
Tabla de materias
Acknowledgments ix
Introduction 1
Part I: Unlearn 3
Chapter 1: Big Goals Don’t Budge 5
Chapter 2: The Magic Power of Small Steps 15
Chapter 3: A Spoonful of Consistency and a Dash of Patience 25
Part II: Assess and Address 37
Chapter 4: You’ve Done This Before, Now Do It with Intention 39
Chapter 5: Your Steps Matter 51
Chapter 6: The Simple Reboot 63
Chapter 7: No Such Thing as Too Basic 77
Part III: Grocery Savings 87
Chapter 8: From Spendthrift to Savvy Shopper 89
Chapter 9: Get More and Pay Less 99
Chapter 10: Creating a Savings Ecosystem 115
Part IV: Bill Savings 127
Chapter 11: Bill Breakdown: Getting to Know Your Bills 129
Chapter 12: The Benefits of a Bill Routine 141
Chapter 13: Saving Money on Your Debt Payments 153
Part V: Budget Better 165
Chapter 14: Where to Aim Your Focus 167
Chapter 15: Budgeting Like You Mean It 181
Chapter 16: Let Simplicity Do the Heavy Lifting for You 191
About the Author 203
Index 205
Sobre el autor
GINA ZAKARIA has over 20 years’ experience in the financial space. As the founder of The Saving Whiz, a comprehensive financial education platform, she has been sharing tips and guidance that have helped millions of visitors take charge of their finances. She has amassed millions of followers and transformed countless lives around the world.