Sandy Cardy 
Cottage, the Spider Brooch, and the Second Wife [PDF ebook] 
How to Overcome the Challenges of Estate Planning

This is the story of Alfred Hilroy, a recently widowed, 68-year-old man who believes that estate and money matters should be kept private. It is also the story of Alfred s three grown children, Bev, Michael, and Judy, who love their father dearly but worry that he is going to squander away his retirement savings and their inheritance. Alfred believes his affairs are in order. He has part-time work at the pharmacy he co-owns and runs, reasonably good health, and a modest but steady amount of retirement income. However, he misses his late wife terribly and does not look