This Guide to Financial Reporting for Borrowers explores how to more efficiently report periodic information to lenders by using standardized schedules and tables rather than providing one-off verbal or written explanations of financial performance. These innovative techniques propose to create more uniform reporting across similar institutions. It also explains the reasons lenders need complete, timely, and accurate information-to properly assess the borrower’s risk profile and ultimate loan structure. By following the items in this Guide, the borrower will be able to create transparency resulting in a stronger borrower-lender relationship.