Daisy Chou & Conall O’Sullivan 
FINTECH RESEARCH AND APPLICATIONS [EPUB ebook] 
Challenges and Opportunities

This book aims to provide insights on the latest developments in Financial Technology (Fin Tech). It is a collection of scientific articles covering the primary areas of finance. The following key themes are covered in the book: Machine Learning and Artificial Intelligence, Fin Tech Regulation and Smart Contracts, Cryptocurrencies, and Fin Tech in Financial Services. Fin Tech is a rapidly developing industry that uses technological innovations to improve financial activities and make financial services more accessible and affordable to businesses and individuals. This book contributes to the body of knowledge in Fin Tech, offering readers a chance to review and rethink the topics in question.

Contents:

• Fin Tech: Smart Contracts and Regulation:
  
  
  
  • Understanding Smart Contracts: Hype or Hope? (Elizaveta Zinovyeva, Raphael C G Reule and Wolfgang Karl Härdle)
  
  
  • Fin Tech Regulation: A Macro-Structural Approach (Silvio Andrae)
  
  


• Cryptocurrencies: Innovation and Classification:
  
  
  
  • Cryptocurrencies as a Driver of Innovation for the Monetary System (Gianna Figà-Talamanca, Sergio M Focardi, Davide Mazza and Marco Patacca)
  
  
  • Community Detection in Cryptocurrencies with Potential Applications to Portfolio Diversification (Jenna Gavin and Martin Crane)
  
  


• Machine Learning: Financial Applications:
  
  
  
  • Distilling a Disruptive Disintermediary’s Data: Interpretable Machine-Learning Explanations for Lending Club Customers (Thomas Conlon and Fearghal Kearney)
  
  
  • Detecting Financial Statement Fraud Using Machine-Learning Methods (Xin Chen, Yang Wang and Yifei Zhang)
  
  
  • Artificial Intelligence and Machine Learning in Fund Performance Evaluation — A Review (Xize Guo, Xiaolu Hu and On Kit Tam)
  
  


• Fin Tech in Financial Services:
  
  
  
  • Reimagining the Management of Outsourcing Life Cycles in the Fin Tech Era for Financial Services (Tristan Lim and Patrick Thng)
  
  
  • Designing Mobile Applications for Personal Financial Management: An Exploratory User-Centred Design Study (Annisha Akosah, Nadia Pantidi, and Jennifer Ferreira)
  
  
  • Estonian Fin Tech Evolution: The Past, Present, and Future (Maria Nemilentseva, Bahar Bahramian Dehkordi and Keira Nicole Soutar)
  
  
  • Digital Remittances: The Role of Alternative Money Transfer Channels (Martina Metzger, Tim Riedler and Jennifer Pédussel Wu)
  
  

Readership: The readership of this book spans both academic audiences and industry professionals working in the financial services sector who use (or intend to use) Fin Tech applications to improve their business processes. Policy makers, regulators, and investors will also benefit from new results and future perspectives on the impact of Fin Tech on financial markets, firm behaviours, and investment strategies.

Key Features:

• Fin Tech is an emerging and rapidly developing industry that uses technology to improve activities in finance


• Artificial intelligence, machine learning, and big data will transform the way in which firms operate and deliver services to customers


• That said, it is also a very promising research field nowadays and is a priority area for all major international funding bodies


• This book is unique in its focus on applications in Fin Tech with a collection of high-quality scientific articles written by high-calibre academics around the globe