L. M. Montgomery 
Short Stories [EPUB ebook] 
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It was a rainy afternoon, and we had been passing the time by telling ghost stories. That is a very good sort of thing for a rainy afternoon, and it is a much better time than after night. If you tell ghost stories after dark they are apt to make you nervous, whether you own up to it or not, and you sneak home and dodge upstairs in mortal terror, and undress with your back to the wall, so that you can’t fancy there is anything behind you.
We had each told a story, and had had the usual assortment of mysterious noises and death warnings and sheeted spectres and so on, down through the whole catalogue of horrors—enough to satisfy any reasonable ghost-taster. But Jack, as usual, was dissatisfied. He said our stories were all second-hand stuff. There wasn’t a man in the crowd who had ever seen or heard a ghost; all our so-called authentic stories had been told us by persons who had the story from other persons who saw the ghosts …