The story contained in this volume records the experience of a bank officer, “living too fast, ” in the downward career of crime. The writer is entirely willing now to believe that this career ought to have ended in the state prison; but his work is a story, and he has chosen—perhaps unhappily—to punish the defaulter in another way. Yet running through the narrative for the sake of the contrast, is the experience of a less showy, but more honest young man than the principal character, who represents the true life the young business man ought to lead. The author is not afraid that any of his young friends who may read this book will be tempted into an “irregularity” by the example of the delinquent bank officer, for it will be found that his career of crime is full of remorse and positive suffering.