Scott D. MacDonald 
Education without Debt [EPUB ebook] 
Giving Back and Paying It Forward

Foreword
Introduction

PART 1: The Crisis of Student Debt
1. The Rising Level of Student Debt and Societal Implications
2. More Stories of Student Debt
3. Betrayed by the Dream Factory (Samual Garner)
4. College as an Investment (Ken Ruggerio)
My Story: From Herding Goats to Graduating from College (Mohamed O. Mohamed)

PART 2. College Costs and Financial Aid
5. Why College Costs So Much
6. The History of Financial Aid for College Students
My Story: I’ve Got Angels All Around Me (Austin Galy)

PART 3: Universities Taking the Initiative
7. What Schools Are Doing to Reduce Student Debt
My Story: Tattooed Tales (Hannah Locklear)

PART 4: Giving Back
8. The Importance of Philanthropy
9. Giving Back (Milt Stewart)
10. John Kuykendall and Davidson College
My Story: Getting an Education and Giving Back in Africa (Edward Kabaka)

PART 5. Stories from Scholarship Donors
11. Barnard Scholarship—Not Just about the Money (David Barnard)
12. Robert J. Lake Scholarship—in Memory of My Father (Gilmour Lake)
13. Changing a Life to Change the World (Dwight Worden)
14. Upon Reflection (Judy Benson)
My Story: Searching for Financial Aid (Anya Thompson)

PART 6. Paying It Forward
15. Unmet Social Needs and Inadequate Funding
16. Community Engagement at Universities
17. The Ginsberg Center and the University of Michigan
18. The Carolina Center for Public Service and the University of North Carolina
19. The Mulvaney Center and the University of San Diego
My Story: From Farmworker Boy to Pediatrician (Ramon Resa)

Conclusion: What Must Be Done

Appendix: More Stories of Hope and Inspiration
A. Finding a Purpose after Prison (Martin Leyva)
B. From Night Watchman to College Success
C. Overcoming Adversity to Earn a Degree

Acknowledgments
Notes

Scott Mac Donald is the author of Think Like a Dog: How Dogs Teach Us to Be Happy in Life and Successful at Work (IUP. 2019). He has had a successful career working on commercial real estate projects throughout the world. He has been CEO or president of several companies, including Investa Property Group in Sydney, Australia; New Plan Excel in New York City; Center America Property Trust in Houston, Texas; and the affiliated companies of Trizec Hahn in San Diego, California. He was a longtime advisor to Morgan Stanley Real Estate Funds in London and New York.