This book starts from the application of technologies in financial institutions and financial regulators in
China, and defines the concept and connotation of Fin Tech and Sup Tech in the form of topics,
analyses the main problems in the development process, and discusses in depth the future
development and regulatory tendency of Fin Tech and Sup Tech.
In recent years, with the in-depth application and cross-domain integration of information technology
in the financial world, Fin Tech has rapidly developed and has been widely applied, which
brings us an important enlightenment: technical factors will bring fundamental changes for
the development of the modern financial industry. While improving financial efficiency, it has
an impact on the core financial problems such as information matching and mutual trust
solving, making it urgent to improve financial supervision capacity and regulatory efficiency
through information technology to effectively guarantee financial security. At present, many
Chinese financial institutions have applied technologies to their daily operations and
management, such as accurate customer identification, enhanced process tracking, intelligent
marketing, and product process transformation, so as to simplify financial service processes
and shorten service cycles. Meanwhile, the financial regulators in China, such as PBOC,
CBIRC, CSRC, have also applied technologies to the area of financial regulation, in order to
reduce the cost of regulation, and promote the efficiency and effectiveness of regulation.
In General, this book both pays attention to practical application and theoretical, which is a useful
reference book for theoretical research and practical work, and also helps readers to
understand the application of technologies in financial institutions and financial regulators in
China.
विषयसूची
Part 1. Fintech In China.- Chapter 1. Overview Of FIntech.- Chapter 2. Fintech Is Impacting The Financial Industry.- Chapter 3. The Rise Of Bigtechs In The Financial Market.- Chapter 4. Digital Currency.- Chapter 5. Financial Consumer Protection In Fintech Field.- Part 2. Suptech In China.- Chapter 6. Overview Of Suptech.- Chapter 7. Theoretical Issues and Concerns Around Suptech.- Chapter 8. Suptech Practices By Chinese Regulators.- Chapter 9. Policy Suggestions For Suptech Development.
लेखक के बारे में
Zhao Dawei, Senior Research Fellow, Ph.D. in Economics, is currently the Deputy Secretary General of the Fin Tech Research Center of the Financial Research Institute of the People’s Bank of China. He holds Bachelor, Master and Doctorate degree of economics all from Central University of Finance and Economics. In 2009, funded by China Scholarship Council, as a visiting scholar, he went to the State University of New York. After Dr. Zhao has join into the People’s Bank of China Financial Research Institute in 2011, he has won the First Award of the “Youth Research Project 2019′ of the People’s Bank of China, the First Award of the ‘2017-2018 the PBC Fin Tech Research Project’ by Fin Tech Committee of the People’s Bank of China, and the First Award of the ‘2018 Fin Tech Youth Thesis’ by Fin Tech Research Center of National Institution for Finance & Development. With a long-term focus on Fin Tech and Reg Tech, Dr. Zhao has published more than 50 academic papers. As the author and coauthor, Dr. Zhao has compiled “Technology Rebuild Finance: Fin Tech Utilization and Perspective”, “Chained Future: Blockchain Theory and Application”, “Development Trends and Supervision of Fin Tech”, “China Fin Tech Anuual Report (2018, 2019, 2020)”, “Annual Report on China’s Reg Tech Development (2019, 2020)”, and other works
Yuan Jia, Ph.D. in Economics, is currently the Senior Research Fellow in the Financial Research Institute of the People’s Bank of China. He holds Master and Doctorate degree of economics from University of International Business and Economics in China, and as a visiting scholar in Indiana University in 2011 in the US. His research focuses on international economics and finance, macroeconomics and fintech. Dozens of his academic papers and articles have been published in top domestic journals such as Journal of Financial Research, and he has a book named “Globalization Dividend and the Changing Distribution of Income”.
Chen Wei, graduated from UIBE with a master’s degree in law. He now works at Fangda Partners and once served in the PBOC Head Office. His research interests lie primarily in asset management and Fin Tech. He has published many articles in CSSCI journals, Financial News, China Banking and Insurance News and some other national academic journals. Mr. Chen is also the translator of CNY Internationalization and Product Innovation published by Collins and Good Practice for Financial Consumer Protection published by China Financial Publishing House. He has presided over a youth academic project of the PBOC Shanghai in 2019 and an academic project of the Shanghai Society of Finance in 2020. With rich experience in asset management, he has provided legal services on data governance and data protection for internationally renowned hedge funds, joint venture fund companies, banking financial institutions, Fin Tech companies and wealth management companies.