लेखक: Ercan Ozen

Kiran Sood, Ph D, is a professor at Chitkara Business School, Chitkara University, Punjab, India. Before joining Chitkara University, Kiran had served four organizations with a total experience of 19 years. Her research mainly focuses on regulations, marketing and finance in insurance, insurance management, economics, and management of innovation in insurance. Simon Grima, Ph D, is the deputy dean of the Faculty of Economics, Management and Accountancy, and the Head of the Department of Insurance and Risk Management of the University of Malta, Msida, Malta, which he founded in 2015. He is the chairman of the Scientific Education Committee of the Public Risk Management Organization (PRIMO) and the Federation of European Risk Managers (FERMA). Peter Young, Ph D, holds the 3M Endowed Chair in International Business at the University of St. Thomas” Opus College of Business, Minn, USA. He was selected as a Distinguished Alumnus of the Year for the University of Nebraska-Omaha, was honored with the ALARM-UK Lifetime Service award, and was selected as an Honorary Fellow of the Institute of Risk Management in London. Ercan Özen, Ph D, is an associate professor of finance in the Department of Banking and Finance, School of Applied Sciences, University of Usak, Turkey. He has authored 5 book chapters and more than 40 journal articles, as well as participated in many conference program committees and workshops. Balamurugan Balusamy, Ph D, is an associate dean at Shiv Nadar University, India. He has written about 30 books on various technologies, as well as authored more than 150 journal and conference publications.