Marlene Amstad is professor of economics and finance at the Chinese University of Hong Kong, Shenzhen; codirector of the Fintech Centre at the Shenzhen Finance Institute; and senior fellow at the Harvard Kennedy School. She is the coeditor of Central Bank Digital Currency and Fintech in Asia. Guofeng Sun is director general of the Monetary Policy Department of the People’s Bank of China. He is the author of Reforms in China”s Monetary Policy and Financial Reforms in Modern China. Wei Xiong is the Trumbull-Adams Professor of Finance and professor of economics at Princeton University. He is also academic dean of the School of Management and Economics at the Chinese University of Hong Kong, Shenzhen.