लेखक: Hongmei Zhu

Zhu Hongmei is a professor of Economics at Beijing Academy of Social Sciences(Bass). Before joining the Bass in (October)2022, she worked at the Research Institute of the People”s Bank of China for more than 10 years as Director-General and Senior Fellow. She has long been engaged in the research and formulation of rural finance and inclusive finance policies. As the director, she has organized the publication book series of “China Rural Finance Service Report. She has published more than 20 papers in academic journals. Zhang Wenting did his Ph.D. in Accounting and Finance of Durham University (UK) with the Best Doctoral Thesis Award. She is currently Senior Research Fellow of the  Research Institute of the People”s Bank of China. She is mainly engaged in the research of International Finance, Inclusive Finance, Fin Tech, Climate Finance, and the relative policy suggestions. She has compiled many books, such as “Bank Credit Operation Management”, “China Community Bank Management”, “Artificial Financial Intelligence in China” and the translation of Paul Volcker”s autobiography “Keeping at It”, “Why Not Default” and other works. She participated in many domestic and international academic conferences and published dozens of academic papers or articles on top domestic and international journals, such as the International Review of Financial Analysis and China Finance.