Introduction; J.F.de Guevara & J.M.Pastor Financial Stability and Economic Growth; S.C.Valverde & L.Pedauga Financial Crisis and EU Banks’ Performance; T.Lindblom & M.Willesson Diversification, Diversity and Systemic Risk in European Banking; P.Morelli , G.B.Pittaluga & E.Seghezza Basel III, Pillar 2: The Role of Banks’ Internal Control Systems; E.Gualandri Shadow Banking and Systemic Risk: In Search for Regulatory Solutions; G.A.Vento & P.la Ganga Social Lending in Europe: Structures, Regulation and Pricing Models; M.La Torre & F.Mango Banks Ratings, Financial Crisis and Size of the Entities; C.Salvador , J.M.Pastor & J.F.de Guevara Stock Exchanges Mergers at the Aftermath of the Crisis. New Insights; M.Polato & J.Floreani Sustainability and Financial Inclusion on the Microinsurance; M.de la Cuesta , C.Ruza & F.J.Garayoa

MARTA DE LA CUESTA UNED, Madrid, Spain JOSANCO FLOREANI University of Udine, Italy PASQUALE LA GANGA Bank of Italy, Rome FRANCISCO JAVIER GARAYOA Universidad Pontificia de Salamanca, Spain ELISABETTA GUALANDRI Università degli Studi di Modena e Reggio Emilia, Italy TED LINDBLOM University of Gothenburg, Sweden FABIOMASSIMO MANGO University of Rome ‘La Sapienza’, Italy PIERLUIGI MORELLI Centro Europa Ricerche, Italy LUIS PEDAUGA University of Granada, Spain GIOVANNI B. PITTALUGA Università di Genova, Italy MAURIZIO POLATO University of Udine, Italy CRISTINA RUZA – UNED, Madrid, Spain CARLOS SALVADOR Universitat de València, Spain ELENA SEGHEZZA Università di Genova, Italy MARIO LA TORRE University of Rome ‘La Sapienza’, Italy SANTIAGO CARBO VALVERDE University of Granada, Spain, and Federal Reserve Bank of Chicago GIANFRANCO A. VENTO Regent’s College, London & Guglielmo Marconi University, Rome MAGNUS WILLESSON Linnaeus University, Sweden