Debra Lambert 
Lender-Placed or Force-Placed Insurance on Home Mortgages [PDF ebook] 
Overview and Oversight Issues

Dukung

Mortgage servicers use lender-placed insurance (LPI) to protect the collateral on mortgages when borrower-purchased homeowners or flood insurance coverage lapses. The 2007-2009 financial crisis resulted in an increased prevalence of LPI. Because LPI premiums are generally higher than those for borrower-purchased coverage, state insurance regulators and consumer groups have raised concerns about costs to consumers. This book addresses the extent to which LPI is used; stakeholder views on the cost of LPI; and state and federal oversight of LPI. Furthermore, this book evaluates the financial impact of the LPI market upon Fannie Mae and Freddie Mac (collectively, the Enterprises); and determines whether the Federal Housing Finance Agency (FHFA), in its role as the Enterprises’ conservator, should undertake additional LPI-related actions.

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Format PDF ● Halaman 74 ● ISBN 9781634847384 ● Editor Debra Lambert ● Penerbit Nova Science Publishers ● Diterbitkan 2016 ● Diunduh 3 kali ● Mata uang EUR ● ID 7226603 ● Perlindungan salinan Adobe DRM
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