By its nature, insurance is intended to provide financial protection for basic human needs such as shelter, means of self-sustenance, and well-being.
You would expect that most, if not all, people would be covered by it in one form or another. Unfortunately, that is not the case for most people in Mozambique and many other low-income countries.
In Development of Insurance in Mozambique, Israel Muchena answers questions such as:
Why are those who need financial protection the most so often left uncovered?
What should key stakeholders in the insurance sector be doing to raise awareness and to promote access of people that need financial protection the most?
How do emerging concepts such as micro-insurance, weather index insurance, and digital marketing work?
Muchena also examines the history of insurance, beginning with its ancient origins among traders in China, to written rules in ancient Iranian kingdoms, followed by the development of insurance through guilds in Mesopotamia and early markets in Europe. Thereafter, he leads readers up to the present day of how insurance is handled in Africa, including Mozambique.
Tentang Penulis
Israel Muchena earned a master of arts in development studies from the Nelson Mandela Metropolitan University of South Africa and a bachelor of arts dual honors in modern languages from the University of Zimbabwe. He also earned a micro-insurance expert certificate from the Frankfurt School of Finance & Management. He has worked in insurance and reinsurance since 1992. This is his first book.
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