Thomas M. Shapiro 
Hidden Cost of Being African American [PDF ebook] 
How Wealth Perpetuates Inequality

Thomas Shapiro reveals how the lack of family assets–inheritance, home equity, stocks, bonds, savings accounts, and other investments– along with continuing racial discrimination in crucial areas like homeownership dramatically impact the everyday lives of many black families, reversing gains earned in schools and on jobs, and perpetuating the cycle of poverty in which far too many find themselves trapped.