Author: James L. Clayton

Within a historical perspective, Clayton clearly explains the ‘culture of debt’ – its definition, how it got to be such a major burden, why we can”t live without it, and ways to manage it more effic …

Within a historical perspective, Clayton clearly explains the ‘culture of debt’ – its definition, how it got to be such a major burden, why we can”t live without it, and ways to manage it more effic …