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Markus Hoffmann 
Die Reform der Verbraucherkredit-Richtlinie (87/102/EWG) [PDF ebook] 
Eine Darstellung und Würdigung der Entwürfe für eine neue Verbraucherkredit-Richtlinie unter besonderer Berücksichtigung des deutschen und englischen Rechts

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Cover of Markus Hoffmann: Die Reform der Verbraucherkredit-Richtlinie (87/102/EWG) (PDF)

Über 15 Jahre nach Erlass der geltenden Verbraucherkredit-Richtlinie hat die Europäische Kommission im Oktober 2002 einen Vorschlag für eine reformierte Richtlinie zum europäischen Verbraucherkreditrecht vorgelegt, der einschneidende Veränderungen vorsieht und in der Folge heftig diskutiert wurde. Zwei weitere teils deutlich geänderte Vorschläge folgten.

Die vorliegende Arbeit stellt die Entwürfe für eine neue Verbraucherkredit-Richtlinie dar und würdigt eingehend die verschiedenen Regelungen. Dies erfolgt vor dem Hintergrund der noch geltenden Verbraucherkredit-Richtlinie sowie der zur Umsetzung dienenden mitgliedstaatlichen Vorschriften. Primär wird dabei das deutsche und englische Recht herangezogen. In der Arbeit werden einerseits rechtliche und faktische Probleme aufgezeigt, andererseits wird diskutiert, ob bestimmte nationale Regelungen ins europäische Verbraucherkreditrecht Einzug halten sollten; eigene Vorschläge werden flankierend erörtert. Eingegangen wird ferner auf das Problem der Überschuldung und Fragen im Zusammenhang mit der finanziellen Allgemeinbildung.

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Table of Content

§ 1 Einleitung
Erster Teil: Die Entwicklung des Verbraucherkreditrechts bis 1986
§ 2 Historische Entwicklung
Zweiter Teil: Die Verbraucherkredit-Richtlinie (87/102/EWG) und deren Umsetzung
§ 3 Grundlagen des europäischen Verbraucherkreditrechts
§ 4 Regelungsinhalt der Verbraucherkredit-Richtlinie (87/102/EWG)
§ 5 Umsetzung der Verbraucherkredit-Richtlinie (87/102/EWG)
Dritter Teil: Die Vorschläge für eine neue Richtlinie im europäischen Verbraucherkreditrecht
§ 6 Allgemeines zur Reform
§ 7 Regelungsinhalt der Richtlinienvorschläge
§ 8 Nicht einbezogene Schutzinstrumente
Vierter Teil: Besondere Probleme im Verbraucherkreditrecht und ergänzende Lösungsansätze
§ 9 Überschuldung
§ 10 Finanzielle Allgemeinbildung
§ 11 Weitere eigene Vorschläge zur Reform der Verbraucherkredit-Richtlinie
Fünfter Teil: Auswirkungen des aktuellen Reformvorschlags auf nationales Recht
§ 12 Anpassungsbedarf der mitgliedstaatlichen Rechtsordnungen
Sechster Teil: Zusammenfassung
§ 13 Ergebnisse der Untersuchung

About the author

Markus Hoffmann, Nürnberg.
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Language German ● Format PDF ● Pages 389 ● ISBN 9783110914474 ● File size 1.9 MB ● Publisher De Gruyter ● City Berlin/Boston ● Published 2011 ● Edition 1 ● Downloadable 24 months ● Currency EUR ● ID 6299452 ● Copy protection Adobe DRM
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