Twila Slesnick & John C. Suttle 
IRAs, 401(k)s & Other Retirement Plans [EPUB ebook] 
Strategies for Taking Your Money Out

Save your nest egg from the IRS




About to retire? Over 70 and facing mandatory withdrawal rules? Just inherited money from a retirement plan?




Whether you have an IRA, Roth IRA, 401(k), Keogh or other retirement plan, this book will help you make sense of the rules for taking your money out. Even more important, it will show you how to avoid the stiff taxes and penalties that lurk in the fine print. It covers:

• tax strategies before and after retirement
  
  
• required distributions and how much you need to take
  
  
• penalties for taking money out early and how to avoid them
  
  
• how to divide a plan at divorce
  
  
• what happens to your retirement plan after your death
  
  
• different rules for taking money out of an inherited plan
  
  
  

This new edition includes an update on expiring laws, new laws, and IRS rulings.

Inhoudsopgave

Your Retirement Companion

1.Types of Retirement Plans

2. An Overview of Taxation

3. Early Distributions: Taking Your Money Out Before the Law Allows

4. Substantially Equal Periodic Payments

5. Required Distributions: Taking Money Out When You Have To

6. Required Distributions During Your Lifetime

7. Distributions to Your Beneficiary If You Die Before Age 70½

8. Distributions to Your Beneficiary If You Die After Age 70½

9. Roth IRAs

10. Roth 401(k) Plans Appendixes

A. IRS Forms, Notices, and Schedules

B. Life Expectancy Tables

Index

Over de auteur

John Suttle has been practicing law for 18 years. His practice consists of estate and trust planning; probate administration; federal, state and local tax counseling for high net worth individuals and retirement planning under ERISA. Co-author of IRAs, 401(k)s & Other Retirement Plans, he has served as an expert witness in numerous cases.