Angela Brazil 
Lucky Girl [EPUB ebook] 
juvenile classic

’There’s no doubt about it, we really must economize somehow!’ sighed Mrs. Woodward helplessly, with her housekeeping book in one hand, and her bank pass-book in the other, and an array of bills spread out on the table in front of her. 'Children, do you hear what I say? The war will make a great difference to our income, and we can’t—simply can’t—go on living in exactly the old way. The sooner we all realize it the better. I wish I knew where to begin.’