A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication The ups and downs in housing markets over the past two decades are withoutprecedent, and the costsfinancial, psychological, and socialhave beenenormous. Yet Americans overwhelmingly still aspire to homeownership, and many still view access to homeownership as an important ingredient for buildingwealth among historically disadvantaged groups.This timely volume reexamines the goals, risks, and rewards of homeownershipin the wake of the housing bubble and subprime lending crisis. Housing, real estate, and finance experts explore the role of government in supporting homeownership, deliberate how homeownership can be made more sustainable, and discuss howbest to balance affordability, access, and risk, particularly for minorities and low incomefamilies.Contributors: Eric S. Belsky (JCHS); Raphael W. Bostic (University of Southern California);Mark Calabria (Cato Institute); Kaloma Cardwell (University of California, Berkeley); Mark Cole (Hope Loan Port); J. Michael Collins (University of Wisconsin Madison); Marsha J. Courchane (Charles River Associates); Andrew Davidson (Andrew Davidson and Co.); Christopher E. Herbert (JCHS); Leonard C. Kiefer (Freddie Mac); Alex Levin (Andrew Davidson and Co.); Adam J. Levitin (Georgetown University Law Center); Mark R. Lindblad (University of North Carolina at Chapel Hill);Jeffrey Lubell (Abt Associates); Patricia A. Mc Coy (University of Connecticut Schoolof Law); Daniel T. Mc Cue (JCHS); Jennifer H. Molinsky (JCHS); Stephanie Moulton(Ohio State University); john a. powell (University of California Berkeley); Roberto G.Quercia (University of North Carolina at Chapel Hill); Janneke H. Ratcliffe (Universityof North Carolina); Carolina Reid (University of California Berkeley); William M.Rohe (University of North Carolina at Chapel Hill); Rocio Sanchez-Moyano (JCHS);Susan Wachter (University of Pennsylvania); Peter M. Zorn (Freddie Mac)
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