Autor: Dan Holmes

Sam Skinner was born and raised in Florida. He graduated from college and began a career in banking where he rose to Vice-President, Construction Loans. Then he changed career paths and worked as Chief Operating Officer for a real estate developer in Virginia. It was then that his life took a turn for the worse. He decided to be loyal to his employer when the employer committed bank fraud to try to secure takeout financing for his upside-down real estate portfolio. Sam did not call 911 and report the felonies as soon as he saw them, which is the letter of the law. His loyalty to an individual he liked and admired trumped his moral compass. When everything collapsed, Sam was indicted and pled guilty when the developer did not stand up and take responsibility for the frauds he alone had committed and authorized.