John Zietlow & Alan G. Seider 
Cash & Investment Management for Nonprofit Organizations [PDF ebook] 

About the Authors.
Acknowledgments.
Preface.
CHAPTER 1: CASH FLOW AND YOUR CASH POSITION.
1.1 Life in the Nonprofit Finance Office.
1.2 Target Liquidity as the Primary Financial Objective.
1.3 Setting Your Liquidity Target.
1.4 How Do Proficient Cash Management and Investment Management Enable Your Organization to Achieve Its Liquidity Target?
1.5 Summary.
CHAPTER 2: CASH PLANNING AND LIQUIDITY.
2.1 Cash Flow Characteristics of Nonprofits.
2.2 Cash Shortfalls and What to Do about Them.
2.3 Tiers of Liquidity and the Spectrum of Liquidity.
2.4 Measuring and Managing Solvency, Liquidity, and Financial Flexibility.
2.5 Managing Cash Flow.
2.6 Cash Budgeting.
2.7 Summary.
CHAPTER 3: CASH COLLECTIONS AND POSITIONING.
3.1 Introduction.
3.2 Objectives of Cash Collections and Positioning Systems.
3.3 Front End of Collections: Receivables Management.
3.4 U.S. Payments System.
3.5 Expediting Check Collections.
3.6 Accepting Card Payments.
3.7 Accepting Electronic Payments.
3.8 Comparison of Alternative Collection Systems.
3.9 Cash Positioning.
3.10 International Cash Collections and Concentration.
3.11 Fraud Issues.
3.12 Imaging.
3.13 Benchmarking and Outsourcing.
CHAPTER 4: CASH DISBURSEMENTS.
4.1 Introduction.
4.2 Objectives of Cash Disbursements Systems.
4.3 Disbursements Policy.
4.4 Checks and Drafts.
4.5 Purchasing/Procurement Cards.
4.6 Other Electronic Payments.
4.7 Comparison of Alternative Disbursement Systems.
4.8 Establishing Your Banking Network: Products and Services to Consider.
4.9 Fraud Prevention and Internal Control.
4.10 International Cash Disbursements.
4.11 Imaging.
4.12 Outsourcing Disbursements or Payables.
4.13 Summary.
CHAPTER 5: BANKING RELATIONSHIP MANAGEMENT.
5.1 Introduction.
5.2 Objectives for Your Banking Relationship.
5.3 Communicating with Your Bank.
5.4 Services Provided by Banks.
5.5 Depository Services and the Availability Schedule.
5.6 Bank Selection.
5.7 Managing Bank Relationships.
5.8 Nonbank Service Providers.
5.9 Information Services.
5.10 Banking Globally.
5.11 Bank Report Cards.
5.12 Cash Management Audits.
5.13 Summary.
CHAPTER 6: DEBT MANAGEMENT.
6.1 Introduction.
6.2 Objectives of Debt Management.
6.3 Debt Policy.
6.4 Short-Term Borrowing.
6.5 How a Bank Views a Nonprofit Borrowing Request.
6.6 Debt Management Metrics and Benchmarks.
6.7 Summary.
CHAPTER 7: INVESTING PRINCIPLES AND PROCEDURES FOR
OPERATING AND STRATEGIC RESERVES.
7.1 Introduction.
7.2 Managing Liquidity Funds and Optimizing Return on Excess Short-Term Working Capital.
7.3 Criteria for Investing.
7.4 Investor or Speculator?
7.5 Standard Operating Investment Procedures.
7.6 Investment Operations: An Introduction.
7.7 Introduction to Yield Analysis.
7.8 Yield Curve Analysis.
7.9 Yield Spread Analysis.
7.10 Price Movement of Fixed-Income Securities.
7.11 Effect of Changing Interest Rates on Longer Maturities.
7.12 Summary of Yield Curves.
7.13 Fixed-Income Investment Instruments: An Introduction.
7.14 U.S. Treasury Securities.
7.15 U.S. Government Agency Securities.
7.16 Municipal Debt Instruments.
7.17 Corporate Debt Instruments.
7.18 Money Market Instruments Issued by Banks and Investment Companies.
7.19 Repurchase Agreements.
7.20 Summary.
CHAPTER 8: INVESTING PRINCIPLES AND PROCEDURES FOR
ENDOWMENT, SELF-INSURANCE, AND PENSIONS.
8.1 Introduction.
8.2 Endowment Management.
8.3 Characteristics of Endowment.
8.4 Endowment Investment.
8.5 Principles of Endowment Management.
8.6 Endowment Spending Policy.
8.7 Self-Insurance and Pensions.
8.8 Investment Advisors.
8.9 Summary.
Index.

John Zietlow is Professor of Finance at Malone College and a Certified Treasury Professional (CTP). He is a member of the Financial Management Association, the Association for Financial Professionals, the Association for Research on Nonprofit Organizations and Voluntary Action (ARNOVA), and the Financial Education Association. He has conducted cash management trainingfor the Association?of Financial Professionals, served as aconsultant and trainer for the Investment Management Consultants Association, is coauthor of Short-Term Financial Management, Third Edition, and has written dozens of articles and academicpresentations on financial topics. With Jo Ann Hankin and Alan Seidner, he is also coauthor of Financial Management for Nonprofit Organizations: Policies and Practices (Wiley).
Alan G. Seidner is the founder of Seidner & Companyof Pasadena, California, an investment management and consultingfirm with a roster of high net-worth investors, healthcareorganizations, major corporations, non-profit institutions, andmunicipalities. He has authored many financial reference works, frequently speaks on investment techniques and strategies, and hasalso provided testimony before federal government agencies on theperformance of pension fund investments. With Jo Ann Hankin and John Zietlow, he is also coauthor of Financial Management for Nonprofit Organizations: Policies and Practices (Wiley).