Louis T Richardson 
Enhancing K-12 Financial Education [PDF ebook] 
A Resource Guide for Policymakers

The Consumer Financial Protection Bureau (CFPB) believes integrating financial education throughout the K-12 experience represents a promising opportunity to reach consumers at pivotal points in their development and financial lives. When we start early with age-appropriate and relevant financial education and consistently reinforce those lessons throughout the K-12 years, we can give young people more chances to develop positive habits and behaviors. The CFPB developed a resource guide to help connect policymakers with tools, information, and insights to enhance K-12 financial education efforts. This book includes the guide, which will likely be most relevant to state policymakers who seek to advance the development and implementation of K-12 financial education. Furthermore, the CFPB is working toward an improved marketplace by providing effective rules, consistent oversight, and evenhanded enforcement. Moreover, the authors seek to ensure that product marketing and disclosures are transparent, so individuals may compare products and make informed decisions, and they briefly outline and discuss five essential strategies that they believe could positively transform the financial lives of a generation of young Americans.