James Nelson 
Stealing Home [EPUB ebook] 
How Artificial Intelligence Is Hijacking the American Dream

Ajutor

In 1933, the US government decided that Americans should pay no more than 20 percent of their income for housing. Today, though, almost half of renters pay more than 50 percent of their incomes toward housing, leaving them with precious little left to feed their children, pay for medical care, or cover emergencies. Far too many of these families end up on the street.

Congress has the power to intervene in the markets and protect American taxpayers. Why haven’t they?

In Stealing Home, James M. Nelson explores the dramatic surge in housing costs and the homelessness that’s too often the result. Through meticulous research, Nelson unravels the underlying threat that no one else has seen coming-the industry-wide algorithms and shared databases that give a handful of companies a virtual monopoly.

Those who control the AI technology will control the wealth that fuels the industry, not to mention the future of housing.

Stealing Home uncovers how the groups established to regulate American housing and prohibit discrimination are being gutted right under our noses. This is the wake-up call we didn’t know we needed, coming from a banking insider who’s taking an enormous personal risk to show us just how much worse things could get.

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Cuprins

In the Beginning: HUD’s History and Importance

Blessed Are the Children

Chaos and What Is Happening at HUD Today

To Live in a World Without Consequences: The Multifamily Financial Markets

Property Managers and Artificial Intelligence-Driven Technology

The Consequences of Artificial Intelligence-Driven Technology

One Tin Soldier, the Regulator-The Consumer Financial Protection Bureau

The Chain of Command Over Artificial Intelligence-Driven Technology

When the Bough Breaks-The Return of Shadow Banking

HUD Is Changing the Rule on Discrimination

The Face Dancers, the Amicus Briefs, and the Legal Challenge Before the US Supreme Court

The Wisdom of Solomon

Despre autor

James Nelson is a commercial banker and real estate broker who spent much of his 40-year career financing Main Street America. He began his career as a federal banking examiner, which led to valuable experience as Acting Chief Credit Officer while working on a project with the FDIC. He is currently a member of both the Nationwide Multistate Licensing System & Registry (NMLS) and the National Association of Realtors.
Find out more at www.jamesmartinnelson.com

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Limba Engleză ● Format EPUB ● Pagini 352 ● ISBN 9781734641813 ● Mărime fișier 4.4 MB ● Editura James Martin Nelson ● Publicat 2020 ● Ediție 1 ● Descărcabil 24 luni ● Valută EUR ● ID 7577431 ● Protecție împotriva copiilor Adobe DRM
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