Autor: M. Nithya Devi

Ashraf Imam is from Department of Commerce, Aligarh Muslim University, Aligarh, U.P. (India) and having more than seven years experience from Life Insurance Industry and now currently doing Ph D (Commerce) from AMU, Aligarh, U.P. (India). He authored various articles on SSI, CSR, Leaderships and Retails and Insurance which published in various journals and presented papers in International and National Conferences. He holds different positions at different level in Insurance Industry in India from Advisor level to Branch Manager Level and in Academic, he holds memberships in different organization as given below: • Member of the American Finance Association • Reviewer for Asian Journal of Business Management (Maxwell Scientific Organisation) • Life Member of Indian Commerce Association • Life Member of Indian Association for Research in National Income & Wealth • Life Member of Indian Accounting Association • Life Member of Indian Association of Social Sciences and Health