Are you overwhelmed by debt? If you’re facing collection calls, a wage garnishment, foreclosure, car repossession, or a lawsuit, this book is for you.
Solve Your Money Troubles is a comprehensive guide that provides the practical information you need to take financial control of your life. Learn how to:
- prioritize debts and create a budget
- stop harassment by debt collectors
- negotiate with creditors
- deal with wage garnishment, car repossession, and foreclosure
- reduce or eliminate student loan payments
- know what to expect if a creditor sues
- decide if bankruptcy is the right option for you, and
- rebuild your credit.
Solve Your Money Troubles is updated with the latest legal developments in the world of debt, credit, and bankruptcy. You’ll also find sample letters you can use when negotiating with creditors, worksheets to help you create a plan to repay your debts, and other practical forms to help you get out of debt and make a fresh start.
Содержание
1. How Much Do You Owe? 2. If You’re Married, Divorced, or Separated 3. Create a Budget and Control Spending 4. Prioritizing Your Debts 5. Finding Money to Pay Your Debts 6. Negotiating With Your Creditors 7. What to Expect When You Can’t Pay Your Debts 8. Reducing Mortgage Payments and Dealing With Foreclosure 9. Dealing With Debt Collectors 10. Understanding Loan and Other Credit Documents 11. Student Loans 12. Child Support and Alimony 13. Lawsuits and Collection of Judgements 14. Bankruptcy: The Ultimate Weapon 15. Property Creditors Can’t Take 16. Rebuilding Your Credit 17. Choosing and Managing Credit Cards
Об авторе
Cara O’Neill is a bankruptcy attorney in Northern California and a legal editor with Nolo. She has been practicing law in California for over 20 years and is the coauthor of Nolo’s How to File for Chapter 7 Bankruptcy, and Nolo’s Money Troubles and Credit Repair.