Benjamin Franklin 
Way to Wealth [PDF ebook] 
From Poor Richard’s Almanack

Written by Benjamin Franklin in 1758, The Way to Wealth collects together Franklin’s adages and advice from 25 years of publishing Poor Richard’s Almanac. Given in the form of a speech given by Father Abraham, this work promotes frugality and hard work as the path to greatness and achievement. Many of the ideas from this famous work are well-known and useful words to live by today — "there are no gains, without pains", "one today is worth two tomorrows", "time is money", "the used key is always bright", "have you somewhat to do tomorrow, do it today", "the eye of a master will do more work than both his hands" and "early to bed, and early to rise, makes a man healthy, wealthy and wise."