автор: Marta Borda

Marta Borda is an Associate Professor at the Department of Insurance, Wroclaw University of Economics and Business (Poland). She has published several books and research papers in the area of life and health insurance, health care financing, pension systems and personal finance. She is also the Editor-in-Chief of the International Journal of Commerce & Business Studies. Simon Grima is the Head of the Insurance Department at the University of Malta’s Faculty of Economics, Management and Accountancy, and a Visiting Lecturer in the Master’s Program in Banking and Finance at UNICATT Milan (Italy) and the University of Latvia.  Ilona Kwiecień is an Associate Professor and Head of the Department of Insurance, Wroclaw University of Economics and Business (Poland). She is the author and editor of several monographs and various research papers. She is also an attorney-at-law in insurance law and has over 12 years of experience as an insurance broker. Her research interests include life and bodily injuries valuation, claims management, liability insurance, risk management and personal finance.