J.I.M. Stewart 
Man Who Won The Pools [PDF ebook] 

Phil Tombs’s wins almost a quarter of a million pounds. Many try to take for a ride and relieve him of his new found fortune, but Phil is no fool, and he makes an enterprising and amusing hero as he learns the social nuances and the power of money, going from one adventure to another with what has been described as ’proletarian gusto’. In this entertaining novel, J.I.M. Stewart depicts the social pitfalls for an ordinary person assuming riches and how basic instincts and sense prevail so as to permit him to weave his way through.