Are you tired of feeling overwhelmed by your finances? Do you wish there was a clear path towards financial well-being? Look no further than Make Your Money Smile, the groundbreaking new book by bestselling author Jason Vitug, winner of the prestigious 2023 Plutus Award.
Make Your Money Smile covers every essential aspect of personal finance with precision and compassion. Jason acts as your guide, sharing lessons and steps, and giving you knowledge and tools to conquer your financial challenges once and for all.
In this book, you’ll learn to:
* Manage Money: Elevating your banking relationships and going beyond budgeting to cash flow mastery.
* Earn Money: Optimizing your paycheck and discovering the many ways to multiply and diversify your income streams.
* Grow Money: Making money work for you, contributing to retirement accounts, and investing for financial independence.
* Borrow Money: Using credit to build wealth, enhancing your credit report and score, and eliminating debt once and for all.
* Protect Money: Safeguarding your identity, insuring your most valuable assets, and protecting your wealth through tax strategy and estate planning.
Don’t let financial uncertainty hold you back any longer. Take a step toward a happier future. With insightful commentary and practical exercises, Make Your Money Smile is your indispensable companion on your journey to financial success. This book will empower you to take control of your finances and chart your course to your dream lifestyle.
Innehållsförteckning
Preface ix
Introduction xi
Financial Wellness Checkup xv
Introducing the Smile Money Pillars xvii
Pillar I Manage Money 1
Chapter 1 Elevate Your Banking Relationships 3
Chapter 2 Create Your Budget 11
Chapter 3 Cash Flow Your Money 19
Pillar II Earn Money 35
Chapter 4 Optimize Your Paycheck 37
Chapter 5 Multiply Your Income Streams 51
Chapter 6 Diversify Your Income Sources 63
Pillar III Grow Money 71
Chapter 7 Build Your Investments 73
Chapter 8 Contribute to Your Retirement 83
Chapter 9 Invest for Independence 101
Pillar IV Borrow Money 123
Chapter 10 Use Your Leverage 125
Chapter 11 Enhance Your Credit Report and Scores 143
Chapter 12 Eliminate Your Debt 163
Pillar V Protect Money 185
Chapter 13 Safeguard Your Identity 187
Chapter 14 Insure Your Assets 197
Chapter 15 Plan Your Legacy 209
Conclusion 229
Additional Resources 231
Appendix 233
Acknowledgments 267
About the Author 269
Index 271
Om författaren
JASON VITUG is a former corporate climber turned creative storyteller with a mission to empower others to transform their lives through experiential and purposeful living. He is the founder of phroogal.com, a financial marketplace, and thesmilemoney.com, a financial wellness education platform. Jason works with Fortune 1000 companies, universities, startups, community banks, and credit unions as a speaker, strategist, and consultant.