HABITS THAT DRIVE FINANCIAL GROWTH
TAKE CARE OF YOUR FINANCES TO INCREASE YOUR SAVINGS, SECURE YOUR FUTURE AND BE PREPARED FOR EMERGENCIES
ABOUT THIS BOOK
Good habits are the key to success and wealth, which is why they’re so important for financial growth. Good habits can help you build wealth and become rich.
The secret to building wealth is simple: spend less than you earn, invest the difference, and repeat. The problem with this strategy is that it’s difficult if not impossible to do without good habits in place.
If your spending exceeds your income because of bad spending habits or lack of discipline, then it’s unlikely that saving up enough money to start investing will happen anytime soon—or ever!
But if you have good spending habits in place already—spending less than what comes in each month—then saving up becomes much easier. hat aren’t important anyway!
CONTENT
Introduction: Why Are Good Habits So Important For Financial Growth?
What Is Financial Freedom?
Why Is It Important To Establish Specific Goals For Financial Growth?
How To Create A Goal Sheet For Your Financial Growth?
Why Must You Live Within Your Means If You Want Financial Growth?
How To Avoid Debt To Create A More Stable Financial Future?
How To Create A Budget Using The 50/30/20 Rule?
How To Build A Solid Cash Reserve For Financial Emergencies?
How To Use Your Credit Card Wisely For Financial Growth?
How To Avoid Frivolous Spending With Your Credit Card?
Why Pay More Than The Minimum On Your Credit Cards?
How To Have An Organized Investment Plan For Financial Growth?
Why Must You Worry About Saving For Retirement Even If You’re Young?
What’s The Difference Between Retirement And Non-Retirement Accounts?
Why Shouldn’t You Buy Cheap Products That Will Cost More To Replace?
Why Shouldn’t You Buy Too Expensive Products Just For The Sake Of A Brand Name?
Why Must You Buy The Best Value For Your Money?
Why Must You Always Pay Your Bills Ahead Of Time For Financial Growth?
How To Leverage Your Employer Benefits For Financial Growth?
How To Expand Your Financial Knowledge For Financial Growth?
Why Should You Read One Financial Book Each Year?
Why Is It A Good Idea To Have A Financial Advisor?
Why Should You Seek Out Other Income Streams For Financial Growth?
How An Ideal Side Hustle Should Be To Increase Your Savings?
Why Must You Make Your Health A Priority If You Want Financial Growth?
ABOUT THE SAPIENS NETWORK
The content in this guide is based on extensive official research and comes from a variety of sources, mostly from books published by experts who have mastered each of the topics presented here and who are backed by internationally recognized careers.
Therefore, the reader will be able to acquire a large amount of knowledge from more than one reliable and specialized source. This happens because we rely only on official and endorsed media. In addition, we also collect information from different web pages, courses, biographies, and interviews, so we give the reader a broad overview of their topics of interest.
We have not only checked that the sources of knowledge are relevant, but we have also made a very careful selection of the final information that makes up this guide. With great practicality, we have compiled the most useful concepts and put them in a way that are easiest for the reader to learn.
Our ultimate goal is to simplify all the ideas that they are fully understandable and so that the reader can enjoy a pleasant, practical, and simple reading. This is why we strive to provide only the key information from each expert.
In this guide, the reader will not find redundancies or unnecessary or irrelevant content. Each chapter covers the essential and leaves out everything that could be deemed as extra or that does not add anything new to the selected concepts.
Thus, the reader will be able to enjoy a text where they will easily find specialized information that comes exclusively from experts and that has been selected with the greatest effectiveness.