Facing foreclosure? Put together a plan. Take action.
If your home is in foreclosure, you don’t have time to waste. You need to know your options and The Foreclosure Survival Guide can help. You’ll learn how to:
• determine whether you should try to keep your house
• find loss mitigation programs that could help you save your home
• apply for mortgage relief from your lender
• avoid foreclosure rescue scams
• bring your loan current in Chapter 13 bankruptcy, and
• if you can’t stay in your home, avoid unnecessary costs by filing for Chapter 7 bankruptcy.
This edition’s powerful yet practical advice also explains your most important tool—the 120-day foreclosure waiting period before foreclosure starts. You’ll also find information on foreclosure procedures, potential tax consequences, and more.
In addition, this updated edition includes a new chapter covering HOA liens, foreclosures, and what you can do if your HOA threatens you with foreclosure.
สารบัญ
1. Foreclosure: The Big Picture 2. Foreclosure Nuts and Bolts 3. Can You Keep Your House? Should You? 4. Negotiating a Workout 5. How Chapter 13 Bankruptcy Can Delay or Stop Foreclosure 6. How Chapter 7 Bankruptcy Can Delay or Stop Foreclosure 7. Fighting Foreclosure in Court 8. If You Decide to Leave Your House 9. How Long Can You Stay in Your House for Free? 10. Resources Beyond the Book Glossary Index
เกี่ยวกับผู้แต่ง
Amy Loftsgordon is a legal editor and writer at Nolo, focusing on foreclosure, debt management, and personal finance. She edits several Nolo books and is also the coauthor of The Foreclosure Survival Guide and Solve Your Money Troubles. Before joining Nolo, Amy worked in the areas of foreclosure and debt collections for over 15 years. Her broad experience includes helping people fight collection actions and enforcing debtors’ rights under the Fair Debt Collection Practices Act and other laws. As part of a national settlement involving the mortgage industry, she has also reviewed servicer records to uncover extensive credit reporting errors. Amy received a B.A. from the University of Southern California and a law degree from the University of Denver Sturm College of Law. She is licensed to practice law in Colorado.