‘Thriving on a Budget’ is your comprehensive guide to achieving financial wellness and abundance, even when faced with budget constraints. This book empowers you with practical strategies, savvy tips, and a positive mindset to not only survive but thrive on a limited budget, making the most of your resources and cultivating a life of financial well-being.
- Budgeting Mastery: Learn effective budgeting techniques to manage your finances wisely, maximize savings, and achieve your financial goals.
- Strategic Saving Hacks: Discover innovative ways to save money on everyday expenses without sacrificing quality of life.
- Building a Frugal Mindset: Cultivate a positive and empowered mindset toward frugality, viewing it as a pathway to financial freedom and abundance.
- Smart Shopping and Meal Planning: Explore strategies for savvy shopping, meal planning, and making the most of your resources to nourish both your body and your wallet.
- Earning Extra Income: Unlock opportunities for supplemental income through side hustles, freelancing, and leveraging your skills and passions.
- Investing in Yourself: Develop a long-term perspective on financial well-being, focusing on self-improvement, skill development, and creating lasting financial habits.
���� Ready to thrive financially, regardless of your budget constraints? Dive into ‘Thriving on a Budget’ and discover the keys to financial empowerment and abundance. Whether you’re starting your financial journey, looking to overcome financial challenges, or aspiring to build wealth on a budget, this guide provides the roadmap to financial well-being. Transform your financial future-start thriving today! ����
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THRIVING ON A BUDGET v
About the Book vii
INTRODUCTION viii
SECTION 1 1
Money Addictions 1
CHAPTER 1 5
Shopping Addiction, Impulse Buying, and Overspending 5
The Science of Addiction 7
Addiction Causes 8
How Addiction Affects the Brain 9
CHAPTER 2 24
Detoxification 27
Therapy and Counseling 27
Rehabilitation Programs for Addiction 29
Addressing a Shopping Addiction through Intervention 34
CHAPTER 3 36
How to Handle Overspending 36
The Pressure to Splurge or Stay Home 42
How to manage it 45
Unsettled Credit Card Debt 47
SECTION 2 53
Making the Right Choices 53
Chapter 4 55
How to Handle Debts 55
Begin Your Journey Toward Debt Freedom 65
Chapter 5 70
Becoming Financially Free and Independent: The What,
Why, and How 70
Final Thoughts 85
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Jillian Spraggins, a resident of the vibrant New York City, is a financial wellness advocate dedicated to empowering individuals with smart strategies for abundance on a limited budget. With a background in finance and a passion for helping beginners thrive financially, Spraggins brings a unique perspective to the world of budgeting and financial freedom.