In his novel ‘A Hazard of New Fortunes’, William Dean Howells explores the interconnected lives of a group of characters in late 19th century New York City, addressing themes of social class, capitalism, and the American Dream. Howells’ realist style captures the nuances of everyday life with vivid detail, making the bustling cityscape of New York a character in itself. The novel’s portrayal of the struggles and aspirations of its characters reflects the societal changes and challenges of the Gilded Age, offering a critique of the materialism and inequality of the time. With its sharp social commentary and intricate character development, ‘A Hazard of New Fortunes’ remains a significant work in American literary realism. Howells’ depiction of the clash between idealism and harsh reality illuminates the complexities of urban life and human nature. Recommended for readers interested in historical fiction, social critique, and the development of American literature.