The current seeds regulations in Mozambique specify, amongst other
things, minimum required standards of germination rates depending
on type, variety and stage of development of the seed
We were aware that formal seed markets relied on research and development of seed
breeds for assurance of the required quality and for innovations such as drought
resistant varieties. Given the application of these essential risk control measures in this
key input and the broad network of seed distribution channels, we believed that seed
suppliers could play a critical role in the marketing of our proposed complimentary
climate risk mitigation product to serve our common goals of protecting and
increasing resilience of agricultural primary production. We explain in this book how we
implemented this idea and the various questions that we explored in our index-based
insurance extension project including the following:
How could we enhance standard product guarantees of
seed companies to offer additional protection against
critical climate-related risks?
How could we embed climate risk insurance in
formal seed systems without adding cost for
the end-benefi ciaries?
What technology and distribution innovations should
we consider for the purposes of ensuring that we can
monitor cost-effectively covered risks?
What value-adding services should be made available to
support the risk carriers, the distribution partners and the
smallholder farmers?
How did we promote agricultural risk literacy using indigenous
knowledge systems located in ancient African oral traditional
stories that were part of the customs of our target population?
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Israel is also the author of two books which were awarded prizes of the
African Insurance Book of the Year by the African Insurance Organisation:
Development of Insurance in Mozambique in 2017 and Development of
Insurance in Angola in 2019.
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