Not sure where to start? Let’s find the right bankruptcy option for you.
You know bankruptcy will help you get back on your financial feet. But which chapter type is best? The New Bankruptcy explains the benefits of Chapter 7 and Chapter 13 bankruptcy so you can make an informed choice that addresses your financial needs. For instance, you’ll learn that Chapter 7 will:
• wipe out credit card balances, utility bills, medical debt, and more
• protect property you need to work and live, and
• take about four to six months to complete.
Chapter 13 bankruptcy works by keeping creditors at bay while you:
• catch up on a house or car payment
• pay off an overdue tax or support balance, and
• pay less on other debt, such as credit cards and student loans.
Mục lục
The New Bankruptcy Law: A Work in Progress 1 What Is Bankruptcy? 2 Who Can File for Bankruptcy 3 How Bankruptcy Affects Your Debts 4 Your Property and Bankruptcy 5 Your Home 6 What Happens to Personal Property That Secures a Loan 7 Making the Decision 8 Your Credit Cards 9 Your Job, Freedom, and Self-Respect 10 Bankruptcy Forms and Procedures 11 Getting Help With Your Bankruptcy 12 Alternatives to Bankruptcy Glossary Appendixes A Federal and State Exemption Tables
Giới thiệu về tác giả
Cara O’Neill is a bankruptcy and litigation attorney in Northern California and a legal editor and writer with Nolo. Before joining Nolo, she practiced in the areas of criminal and civil litigation, and bankruptcy. She also served as an administrative law judge and taught law courses as an adjunct professor. In 1994, she received her law degree from the University of the Pacific, Mc George School, graduating Order of the Barristers—an honor society recognizing excellence in courtroom advocacy. Cara has edited, authored, and coauthored several Nolo books, including How to File for Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, The New Bankruptcy, Everybody’s Guide to Small Claims Court, and Credit Repair.
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