The crucial information you need to secure a reliable loanmodification and save your home
Behind on your mortgage payments? Worried about losing yourhome? Don’t panic. Loan Modification For Dummies gives youthe reliable, authoritative, easy-to-understand guidance you needto apply for and secure a loan modification that lowers yourmonthly house payment and keeps you in your home.
This practical, plain-English guide leads you step by stepthrough the loan modification process, from contacting your lenderto applying for a loan modification, evaluating the lender’sinitial offer, and negotiating a modification that lowers yourmonthly payment while helping you catch up on any past-due amounts.You’ll learn how to communicate with your bank or loan servicer, recognize and avoid loan-modification scams, and find aknowledgeable loan modification specialist, if you choose not to doit yourself.
* Advice on determining whether you’re likely to qualify for yourlender’s loan modification program
* Guidance on preparing and submitting a loan modificationapplication that improves your chances of success
* Helps you figure out a monthly payment you really canafford
* Tips on modifying your loan even when you owe more than yourhome’s current market value
* Negotiation advice for securing the best possible terms andlowest monthly payment
* Resources for contacting your lender, obtaining free oraffordable third-party assistance, and getting government agencieson your side
Read Loan Modification For Dummies and start saving yourhome today.
Behind on your mortgage payments? Worried about losing yourhome? Don’t panic. Loan Modification For Dummies gives youthe reliable, authoritative, easy-to-understand guidance you needto apply for and secure a loan modification that lowers yourmonthly house payment and keeps you in your home.
This practical, plain-English guide leads you step by stepthrough the loan modification process, from contacting your lenderto applying for a loan modification, evaluating the lender’sinitial offer, and negotiating a modification that lowers yourmonthly payment while helping you catch up on any past-due amounts.You’ll learn how to communicate with your bank or loan servicer, recognize and avoid loan-modification scams, and find aknowledgeable loan modification specialist, if you choose not to doit yourself.
* Advice on determining whether you’re likely to qualify for yourlender’s loan modification program
* Guidance on preparing and submitting a loan modificationapplication that improves your chances of success
* Helps you figure out a monthly payment you really canafford
* Tips on modifying your loan even when you owe more than yourhome’s current market value
* Negotiation advice for securing the best possible terms andlowest monthly payment
* Resources for contacting your lender, obtaining free oraffordable third-party assistance, and getting government agencieson your side
Read Loan Modification For Dummies and start saving yourhome today.
表中的内容
Introduction.Part I: Getting Up to Speed on Loan Modification.
Chapter 1: Keeping Your Home by Modifying Your Loan.
Chapter 2: Taking Stock of Your Situation.
Chapter 3: Evaluating Your Options.
Chapter 4: Deciding Whether to Team Up with a Pro or Fly Solo.
Part II: Kick-Starting the Process: Applying for a Loan Modification.
Chapter 5: First Things First: Contacting Your Lender.
Chapter 6: Gathering Facts, Figures, and Documentation.
Chapter 7: Knowing What to Ask For.
Chapter 8: Preparing and Submitting Your Application.
Chapter 9: Keeping the Process on Track and on Time.
Part III: Hammering Out the Details with Your Lender.
Chapter 10: Discussing Loan Modification Scenarios with Your Lender.
Chapter 11: Evaluating Your Lender’s Initial Offer.
Chapter 12: Negotiating a Better Deal.
Part IV: Dealing with an Uncooperative Lender.
Chapter 13: Brushing Up on Your Legal Rights.
Chapter 14: Auditing Your Mortgage Loan.
Chapter 15: Applying Some Legal Pressure.
Part V: The Part of Tens.
Chapter 16: Ten Tips for Long-Term Success.
Chapter 17: Ten Common Loan Modification Myths.
Part VI: Appendixes.
Appendix A: Resources.
Appendix B: Glossary.
Index.
关于作者
Ralph R. Roberts is a nationally recognized expert in the fields of loan modification, foreclosure self-defense, and real estate and mortgage fraud prevention, as well as an award-winning author. Lois Maljak is coauthor with Roberts of Foreclosure Self-Defense For Dummies.购买此电子书可免费获赠一本!
语言 英语 ● 格式 PDF ● 网页 288 ● ISBN 9780470555323 ● 文件大小 3.3 MB ● 出版者 John Wiley & Sons ● 发布时间 2009 ● 下载 24 个月 ● 货币 EUR ● ID 2319761 ● 复制保护 Adobe DRM
需要具备DRM功能的电子书阅读器