Strategies that work in California’s unique market
Looking for a house in the Golden State? This bestselling book, written specifically for California, will show you how to find a house you can afford and will enjoy living in for many years.
You’ll save time and money by learning how to:
- choose a house and neighborhood you’ll love
- select and manage a knowledgeable, hard-working agent
- qualify for the best mortgage
- figure out how much down payment you can afford
- make an offer and negotiate a good deal
- compete in multiple-bid situations
- inspect a house for problems and hazards
- buy and sell houses simultaneously, and
- get through escrow successfully.
This 18th edition is completely updated to cover dealing with limited housing supply and the affordability challenges created by rising mortgage interest rates, as well as tips on conducting most or all of the househunting process virtually. Packed with checklists and financial information,
How to Buy a House in California will guide you step-by-step through the challenges of purchasing a home in California.
Spis treści
1. Describe Your Dream Home 2. How Much House Can You Afford? 3. Narrowing the Affordability Gap:How to Afford Buying a House 4. Raising Money for Your Down Payment 5. Working With Real Estate Professionals 6. How to Find a House 7. New Houses, Developments, and Condominiums 8. Financing Your House: An Overview 9. Fixed Rate Mortgages 10. Adjustable Rate Mortgages 11. Government-Assisted Loans 12. Private Mortgages 13. Obtaining a Mortgage 14. Buying a House When You Already Own One 15. What Will You Offer? 16. Putting Your Offer in Writing 17. Presenting Your Offer and Negotiating 18. After the Contract Is Signed: Escrow, Contingencies, and Insurance 19. Check Out a House’s Condition 20. Legal Ownership: How to Take Title 21. If Something Goes Wrong During Escrow Appendixes: A. Welcome to California B. Real Estate Websites C. Planning Your Move D. Worksheets Index
O autorze
Ilona Bray is an author and legal editor at Nolo, specializing in real estate, immigration law, and nonprofit fundraising. She is coauthor of Becoming a U.S. Citizen, U.S. Immigration Made Easy, Nolo’s Essential Guide to Buying Your First Home and numerous other top selling books. Bray’s working background includes solo practice, nonprofit, and corporate stints, as well as long periods of volunteering, including an internship at Amnesty International’s main legal office in London. She received her law degree and a Masters degree in East Asian (Chinese) Studies from the University of Washington. Bray also blogs on Nolo’s Immigration Law Blog.
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