Money impacts every facet of life. And constant money related concerns have a negative impact on a person’s overall health and well-being. While money does not buy happiness, financial security can reduce stress and make life much easier to navigate.
Mindful and Intentional Money Management takes people to the root of their money management behavior that has been formed by their money scripts (long held beliefs and perspectives on money that one has learned throughout life), personality, habits, attitude, and values. Dr. Simpson presents three action plans to build a solid financial foundation that include helping readers know where they’re going (setting goals), know where they are (creating a financial snapshot), and learn/play/execute (bridging the gap between their goals and financial snapshot).
Part 1 introduces the SMARTER goal system to guide readers to set mindful and intentional financial goals. In Part 2, readers compare their income and expenses, assets and debt, and debt-to-income ratio to determine their current net worth. This provides their financial snapshot. Part 3 instructs readers on how to plan and execute strategies to make behavior changes that lead to lasting change and progress that support a secure financial future.
Readers will identify and eliminate poor money management behaviors and replace them with new habits that are sustainable and aligned with their value system and goals. The power of habits and creating muscle memory will automate money management decisions and make the change in behavior much easier. The strategies offered here can be life changing when applied.
O autorze
Linda Simpson, Ph D, earned her doctorate from the University of Illinois and has taught financial literacy since 1994, in face-to-face and online university courses, webinars, workshops, and conference presentations. She has helped thousands of people of all ages and life stages to set goals and create simple financial plans that are sustainable to their lifestyle and spending behaviors. Dr. Simpson is an expert on a variety of financial topics, such as financial goal setting, money and debt management, financial planning, credit, consumer behavior/spending patterns, home buying, risk management, student loan debt, and fraud. She has won numerous teaching and program awards, her student evaluations are superior, and her courses are in high demand. She developed a Financial Literacy Minor that has grown exponentially in only a few years. Her academic background and experiences provide the foundation for her to help others in making educated decisions about their personal financial well-being. Linda is from a small farming community in east central Illinois. She has been married for 40 years to Doug and together they have two children and five grandchildren. She spends her time with family and pursuing her hobbies, including flower gardening, traveling, and golfing. She considers her professional career as a hobby as she has a passion for what she does – teaching and promoting financial literacy.
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