Nancy Doyle 
Manage Your Financial Life [EPUB ebook] 
Just Starting Out

Part 1 Get Organized

Chapter 1 Spring-Cleaning

Step 1: Get Ready

Step 2: Gather Documents

Step 3: Sort through Things

Step 4: Implement a System for Keeping Track of Information

Other Topics for Your Financial Spring-Cleaning

Chapter 2 In Case of Emergency, or ICE

Step 1: Create an ICE File

Step 2: Create an ICE Plan

Part 2 Analyze Your Financial Profile

Chapter 3 Analyze Your Numbers

Step 1: Create a Personal Income Statement

Step 2: Determine Your Net Worth

Step 3: Focus on Cash Flow, Not Just Income

Chapter 4 Analyze Your Risk

Step 1: Analyze Your Sources of Income

Step 2: Evaluate Your Creditworthiness

Step 3: Have a Plan to Pay Off Debt

Step 4: Examine Your Insurance Coverage

Step 5: Consider Other Risks and Exposures    

Part 3 Educate Yourself About Investing

Chapter 5 Some Fundamental Concepts

Supply and Demand

Yield, Total Return, and Compounding

Risk

Liquidity

Concentration and Diversification

Fees

Tax Efficiency

Chapter 6 Investable Assets: What to Invest In

The Capital Markets

Common Types of Investable Assets

Other Types of Investable Assets

Chapter 7 Types of Investment Structures: Ways to Invest

Individual Accounts

Mutual Funds

Exchange Traded Funds, or ETFs

Chapter 8 Types of Investment Accounts: Why to Invest

Taxable Accounts

Retirement Accounts

Annuities

529 Plans

Putting Everything to Work

Part 4 Save and Invest Your Money

Chapter 9 Determine Your Savings Goals: What Are You Investing For?

Imminent Need: Emergency Fund

Long-Term Need: Retirement Savings

Intermediate-Term Needs: Down Payment, School, Other Goals

Time Is Your Friend

How to Save for Multiple Goals

One More Goal: Investing in Others

Chapter 10 Achieving Your Savings Goals: How Will You Get There?

Assumptions for Investment Returns and Growing Your Savings

Chapter 11 Evaluate Your Investing Choices: What Allocation Makes Sense for You?

Chapter 12 Consider Methods: Who Will Do the Investing?

Going Solo

Working with a Professional

Chapter 13 Evaluate Metrics for Potential Investments: Which Investments Are Best?

Performance Metrics

Other Metrics and Factors

Having a Sell Discipline

Chapter 14 Monitor Your Investments: How Are You Doing?

Performance

Look for Overlap Across Your Investments

Rebalance

Going Forward

Notes

Index

Nancy Doyle is the founder of The Doyle Group, LLC; she has thirty years’ experience in wealth management, investments, finance, and consulting. She is a graduate of Georgetown University, received her MBA from University of Michigan’s Ross School of Business, and holds the Chartered Financial Analyst® (CFA®) designation. In addition to her passion for financial literacy, she is active in her community. Ms. Doyle, her husband, and their two children live near Chicago.